We want to help you build your financial future. Hiawatha National Bank serves its community with a variety of Personal Savings accounts designed to help you reach your savings goals.
| Premium Savings | HNB Money Market | Statement Savings | Christmas Club | |
|---|---|---|---|---|
|
Minimum Opening Deposit4
|
$2,500 | $2,500 | $50 | $13 |
|
Minimum Balance4
|
$2,500 | $0.001 | $50 | $50 |
| Monthly Maintenance Charge | None; Statement Saving rate paid if below minimum | None | If balance falls below minimum: $0.50 per month | None |
| Interest Rate5 |
Variable rate paid on
average daily balance6;
credited monthly
|
Variable tiered rates1
calculated on average daily balance6; credited monthly
|
Variable rate paid on
average daily balance6;
credited quarterly
|
Variable rate;
compounded
annually
|
| Withdrawals |
Six free per month;
$1 per withdrawal if
over six
|
Six free per month;
$1 per withdrawal if
over six
|
Six free per month;
$1 per withdrawal if
over six
|
No withdrawals
permitted before
October 31st
|
| ATM Card | Free2 | Free2 | Free2 | Not Applicable |
| ATM Transactions |
No fees at HNB ATMs
4 Free ATM transactions at non-HNB ATMs per month
|
No fees at HNB ATMs
4 Free ATM transactions at non-HNB ATMs per month
|
No fees at HNB ATMs
4 Free ATM transactions at non-HNB ATMs per month
|
Not Applicable |
| Online Banking | No Charge | No Charge | No Charge | No Charge |
| Mobile Banking | No Charge | No Charge | No Charge | No Charge |
| Additional Benefits | N/A |
Check writing capabilities
ATM & Debit Card
also available2
|
No minimum balance
for customers under
age 19
|
A check is issued for
your entire balance on November 1st
|
1 HNB Money Market interest rate is tiered based on following average daily balances:
Below $25,000.00
$25,000.00 to $49,999.99
$50,000.00 to $149,999.99
$150,000.00 to $249,999.99
$250,000.00 to $999,999.99
$1,000,000.00 & over
2 Based on approval.
3 Maximum opening deposit allowed is $250.00.
4 Minimum balance to obtain stated Annual Percentage Yield (APY).
5 Variable interest rates subjected to change.
6 We use the average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Looking to save? Click here to complete our consumer application to apply for one of our savings accounts today!
Once completed send it to clientservices@hnbank.com or bring it to your nearest location.